WebMoney Transfer enables Internet users all over the world to conduct safe transactions in real time, to pay for goods and services via the Internet, communicate with business partners by using voice service or internal confidential WM messenger.

WebMoney Transfer Basics

WebMoney is a powerful hardware and software system that enables Internet users to conduct safe transactions in real time using WebMoney units (WM-units). Special software - WM Keeper - is used to manage the movement of WM-units.

The system offers several types of WebMoney units and purses for them:
WMR – equivalent of Russian Roubles (R purse),
WMZ - equivalent of US Dollars (Z purse),
WME - equivalent of Euro (E purse),
WMU - equivalent of Ukrainian Hryvnias (U purse),
Also, there are two special types of units, WMC and WMD, which represent US Dollars in credit transactions.

Purses of the same type should be used to transfer WM-units (the system does not allow for transfer of non-matching types of units into the purses; for example, if you need to transfer WMR units into a WMZ purse, you will first have to exchange WMR units for WMZ using one of the WebMoney exchange options).

Currently, WMR transactions are underwritten by "WMR" LLC that represents WebMoney Transfer in Russia. WMZ and WME transactions are underwritten by the Amstar Holdings Limited, S.A. WMU transactions are underwritten by the Ukrainian Guarantee Agency.

It is easy to join WebMoney Transfer. All you need is to download a WM Keeper client on your PC and register with the system by accepting terms of use and receiving a WM-ID. During the registration you will have to provide and confirm your personal information.

WebMoney Transfer has verification system. Each user has the so-called WebMoney passport. A WebMoney passport is a digital certificate based on personal data provided by a WebMoney member.